What Homeowners Need to Know About Wind, Hail, Flood, and Tree Damage Coverage While summer may be winding down, storm season isn’t over just yet. In fact, late summer and early fall often bring some of the most intense weather events of the year from pop-up thunderstorms and high winds to hailstorms and flash floods. [...]
Liability and Property Insurance Tips for Backyard Fire Pits & Patio Heaters As the sun sets a little earlier and evenings turn crisp, there’s nothing cozier than gathering around a backyard fire pit with friends and family. Whether it’s s’mores with the kids or wine by the flames, fire pits and patio heaters have become [...]
Sending your child off to college is a big milestone filled with pride, excitement, and yes, a few nerves. Between buying supplies, choosing classes, and moving into dorms or apartments, it’s easy to overlook one major topic, insurance coverage. Whether your teen is living on campus, driving to class, or managing their health independently for [...]
Coverage Tips and Liability Considerations for a Safe Summer Behind the Wheel Summer break means freedom—especially for teen drivers. With school out, teens are hitting the road more often for jobs, trips with friends, and late-night fast food runs. But with that increased freedom comes a greater risk of accidents, distractions, and insurance claims. If [...]
Thinking about listing your home, condo, or cabin on Airbnb or Vrbo this summer? You’re not alone. Short-term rentals are a great way to earn extra income especially during peak travel season, but they also come with risks that you should not ignore. From unexpected guest damage to liability concerns, many homeowners assume their [...]
There’s nothing like firing up the grill on a warm summer evening. Whether you’re flipping burgers, searing steaks, or roasting veggies, outdoor cooking is one of the best parts of the season. But behind the fun lies a serious risk: grill fires are one of the most common causes of summer home insurance claims. Each [...]
Summer is all about sunshine, road trips, and backyard fun—but it’s also one of the busiest seasons for insurance claims. From fender benders to fire hazards, the warmer months bring a unique set of risks that many people don’t think about until it’s too late. At Midwest Certified Insurance Agency, we’ve seen the same summer [...]
As summer heats up and the summer rush approaches, many businesses gear up by hiring seasonal employees to meet demand. Whether you're staffing up a retail store, running a busy restaurant, or managing a bustling event space, temporary workers play a critical role in keeping operations smooth during peak times. But with this surge in [...]
As the days get warmer and longer, nothing sounds better than dining al fresco with friends and family. Restaurants, cafes, food trucks, and other seasonal businesses are preparing for their busiest—and most profitable—time of the year. From outdoor patios to beachside stands and summer festivals, warmer weather gives more opportunities to local businesses to cater [...]
Memorial Day weekend marks the unofficial start of summer—and for many families, that means it's time to open the lake house, uncover the pool, or tow the boat out of storage. Whether you’re heading to your vacation home for the first time this year or planning a backyard bash, now’s the perfect time to make [...]
