Halloween is a fun, festive time that brings communities together—and can offer a great opportunity for businesses to attract customers, boost sales, and engage with the public. However, it also brings unique risks that may not be fully addressed by your standard commercial insurance policy. With increased foot traffic, elaborate decorations, outdoor activities, and seasonal [...]
It’s that spooky time of year again — the air is crisp, pumpkins are glowing, and your little ones are bursting with excitement to show off their costumes and collect all the candy they can carry! Halloween is a magical mix of imagination and sugar highs, but let’s be honest — it’s also one of [...]
Let’s say your friend borrows your car for a quick run to the store. No big deal, right? But what if they get into an accident? 😬 You might assume your insurance will cover it — but that’s not always the case. Why It Matters Who Drives Your Car Auto insurance doesn’t automatically cover just [...]
In recent years, the insurance landscape has shifted dramatically. Natural disasters are becoming more frequent and severe, technology is changing the way we live and work, and the financial risks we face continue to evolve. As a result, insurance rates are rising — and the importance of having the right coverage has never been clearer. [...]
Medicare Open Enrollment runs from October 15 to December 7, 2025. If you’re enrolled in Medicare, this is your once-a-year opportunity to review, switch, or make changes to your coverage for the year ahead. Whether you’re happy with your current plan or not, it’s worth taking a few minutes to make sure your coverage still [...]
Insurance can be confusing. From premiums and deductibles to full coverage and umbrella policies, it's easy to get overwhelmed by the jargon. That’s why we created this “What’s the Difference?” guide — to help you understand the core terms and types of insurance coverage that most people get wrong. Let’s break it down. 1. Liability vs. Full [...]
Fall is actually a smart time for people to revisit their insurance needs as seasons change and the year winds down. Here are a few important insurance-related things people should review or consider in the fall: 🍁 1. Homeowners Insurance Check-Up Prepare for colder weather: Ensure your policy covers potential fall/winter damage like frozen pipes, [...]
Avoid costly pitfalls—learn the top mistakes to steer clear of when buying insurance and let us help you protect your future the smart way. Focusing Only on Price 🛑 Mistake: Choosing the cheapest policy without understanding what it covers. ✅ Why it matters: Low price often means low coverage or high out-of-pocket costs. 💡 Tip: [...]
💡 1. Bundle Your Policies Tip: Combine your auto, home, and even life insurance under one provider. Why it works: Most insurers offer discounts for bundled coverage—often up to 25%. 🚘 2. Drive Safe and Stay Claim-Free Tip: Maintain a clean driving record and avoid small claims. Why it works: Safe drivers qualify for lower [...]
Moving off-campus is a big step—freedom, independence, and finally your own space! 🎉 But with all the excitement of decorating your new apartment and buying groceries for the first time (hello, ramen), there's one important thing students often forget: renters insurance. 🚨 Why Renters Insurance Isn’t Just “Extra” Many students assume renters insurance is only [...]
