Moving into a new home is exciting—whether it’s your very first house or your forever home. Between unpacking boxes, decorating, and settling into a new routine, it’s easy to focus on the fun parts of homeownership.
But there are also several important tasks that homeowners often overlook after move-in day. Taking care of these items early can help protect your home, your family, and even prevent costly insurance claims down the road.
Here are some of the most important things every new homeowner should do after getting the keys.
1. Replace the Locks
One of the first things you should do after moving in is change the locks on all exterior doors.
Even if the previous owners handed over every key they had, there’s no way to know how many copies may still exist—or who may still have access to your home.
Don’t Forget These Areas:
Front and back doors
Garage entry doors
Sliding patio doors
Side entrances
Shed or detached garage locks
You may also want to consider:
Installing deadbolts
Upgrading to smart locks
Adding a home security system
Changing your locks provides peace of mind and helps ensure your home is secure from day one.
2. Test Smoke & Carbon Monoxide Detectors
Smoke and carbon monoxide detectors are some of the most important safety devices in your home—but many homeowners forget to check them after moving in.
Take time to:
Test every detector
Replace batteries if needed
Confirm detectors are installed in the proper locations
Experts recommend having smoke alarms:
On every level of the home
Inside every bedroom
Outside each sleeping area
If detectors are old, damaged, or not functioning properly, replace them immediately.
3. Check for Plumbing Leaks
Small leaks can quickly turn into major water damage if left unnoticed. After moving in, inspect:
Under sinks
Around toilets
Faucets and showerheads
Basement pipes
Appliance water lines
Even a slow drip can lead to:
Mold growth
Water damage
Increased utility bills
If you discover a leak, address it right away to avoid larger repairs later.
4. Locate Important Shut-Off Valves
Many homeowners don’t think about this until there’s an emergency.
Make sure you know where to find:
The main water shut-off valve
Electrical panel/breaker box
Gas shut-off valve
Knowing how to quickly shut off utilities can help minimize damage during emergencies.
5. Review Your Homeowners Insurance Coverage
A lot changes during a move, and your insurance coverage should reflect that.
You may need to update:
Coverage limits
Valuable items or electronics
Home renovations or upgrades
Detached structures or sheds
It’s also important to understand what your policy does—and doesn’t—cover. Many homeowners are surprised to learn things like flood damage require separate coverage.
6. Create a Home Inventory
Before everything gets fully unpacked, take photos or videos of your belongings and keep a simple inventory of major items.
This can make the claims process much easier if you ever experience:
Theft
Fire damage
Storm damage
Water damage
Keeping receipts for larger purchases is also a smart idea.
7. Maintain Trees & Landscaping
Especially in the Midwest, storms and high winds can quickly turn weak tree limbs into serious hazards.
Inspect your property for:
Dead or leaning trees
Branches hanging over the roof
Drainage issues around the foundation
Preventative maintenance now can help reduce the risk of property damage later.
8. Change HVAC Filters & Inspect Major Systems
You may not know how well the previous owners maintained the home, so it’s a good idea to:
Replace HVAC filters
Inspect the furnace and air conditioner
Check the water heater
Clean dryer vents
Routine maintenance can improve efficiency and help prevent unexpected breakdowns.
Protect Your New Home from Day One
Owning a home comes with a lot of responsibilities, and it’s easy to overlook important details during the excitement of moving in. Taking a few proactive steps now can help protect your investment and prevent bigger issues later.
And while no homeowner can prepare for every surprise, having the right homeowners insurance can help provide peace of mind when the unexpected happens.
If you have questions about your coverage or want to review your policy after moving, reach out to us—we’re here to help you protect your new home every step of the way.
