Medicare Open Enrollment runs from October 15 to December 7, 2025.
If you’re enrolled in Medicare, this is your once-a-year opportunity to review, switch, or make changes to your coverage for the year ahead.
Whether you’re happy with your current plan or not, it’s worth taking a few minutes to make sure your coverage still fits your health and financial needs.
✅ What Changes Can You Make During Medicare Open Enrollment?
During this annual window, Medicare beneficiaries can:
- 🔁Switch from Original Medicare to a Medicare Advantage (Part C) plan
- 🔄Switch from one Medicare Advantage plan to another
- 💊Join, drop, or switch a Medicare Part D (prescription drug) plan
- ↩️Return to Original Medicare (Parts A & B) from a Medicare Advantage plan
💡 Why You Should Review Your Plan – Even If You’re Happy
Medicare plans can change every year — and so can your health needs. That means:
- Premiums may go up or down
- Drug formularies (covered medications) can change
- Providers or pharmacies may leave your plan’s network
- Your out-of-pocket costs could increase
Even if nothing has changed for you personally, your current plan might not offer the same coverage in 2026.
🕵️ What Should You Look For When Reviewing Plans?
Here are a few important questions to ask:
- Are all your medications still covered?
- Have your premiums, deductibles, or copays changed?
- Are your doctors and specialists still in-network?
- Are there new benefits or cost savings available with another plan?
A licensed Medicare advisor can help walk you through these questions — and find a plan that fits.
🗓️ Important Dates to Remember
- Open Enrollment Starts: October 15, 2025
- Open Enrollment Ends: December 7, 2025
- New Plans Take Effect: January 1, 2026
After December 7, you’ll generally have to wait until next year to make changes — unless you qualify for a Special Enrollment Period.
🤝 Need Help Navigating Medicare Open Enrollment?
Medicare can be confusing — but it doesn’t have to be. Whether you’re exploring Medicare Advantage plans, want to lower your prescription drug costs, or simply need help comparing options, we’re here to help.
Our consultations are always free and no-obligation.
📲 Contact us today to schedule your Medicare review before the deadline!