Every home is unique to its dweller. Shouldn’t your insurance be customized too?

Traveler’s Quantum Home 2.0 Insurance Plans are tailored to you.

Insured for less than you should be?

Or paying more than you have to?

Are you getting the protection you need without paying for the features you don’t?

Now that Travelers is making it easier than ever to customize your insurance coverage, it’s a perfect time to review your current policy and ask questions.

Condominium

  • Would your insurance pay to repair your furnace or water heater if they broke down?
  • Do you have enough protection for your valuables?
  • What if a power outage spoils your food?
  • Does your current plan cover water damage?
  • Does your deductible decrease each year?
  • Do you get a discount for having a smart home?
  • Are you covered for damage to common property such as a lobby or roof?

Homeowner

  • Would it cost more to replace your home than what it is insured for?
  • Would your insurance cover the replacement of a broken furnace or water heater?
  • Do you have enough protection for your valuables?
  • Are you paying to insure backyard structures that you don’t have? (like a pool, detached garage or a custom patio)
  • Does your deductible decrease every year?
  • Do you get a discount for having a smart home?

Even if your home is similar to your neighbors, your needs are unique. 

Travelers lets you customize your policy by scaling your coverage to give you the protections you need, so you’re not paying for the features you don’t.

This happens in a 3-step process:

  • Scale up or down the base coverage
    • Travelers Protect, Travelers Protect Plus, or Travelers Protect Premier
  • Strengthen with an optional package
    • Option 1- Additional Coverage
      • This package enhances protection in the following
        key areas:
        • Additional Replacement Cost Protection
        • Loss Assessment
        • Refrigerated Property
        • Special Personal Property
        • Personal Property Replacement Cost
        Loss Settlement
        • Personal Injury
    • Option 2: Premier Additional Coverage 
      • This package includes all the enhancements of
        the Additional Coverage Package, many at higher
        limits. It also bundles in other valuable coverages —
        just a few of which are highlighted below.
        • Additional Replacement Cost Protection
        • Increased Loss Assessment ($50,000)
        • Increased Refrigerated Property ($5,000)
        • Identity Fraud Expense Reimbursement ($25,000)
        • Increased Ordinance or Law
  • Supplement with Specialty Options
    • Decreasing Deductible and Loss Forgiveness package
    • Roof and Siding Matching package
    • Equipment Breakdown coverage
    • Enhanced Water package
    • Enhanced Security package
    • Refrigerated Property coverage

Review your current policy

and make sure it’s customized to provide

the peace of mind you value most!

Get a Quote