As backpacks are packed, lunches are prepped, and routines return, the back-to-school season is a great time for more than just school supplies—it's also the perfect opportunity to review and refresh your insurance coverage. Whether you’re sending a child off to kindergarten or college, making sure your family is protected gives you peace of mind [...]

Fall is a favorite season for community gatherings. From farmers markets, harvest festivals, outdoor concerts, craft fairs, and food truck events, there is a lot of seasonal fun to be had!. For seasonal or pop-up businesses, these events can bring big opportunities, but they also carry unique risks. Whether you’re selling handmade goods, serving food, [...]

The back-to-school season means more than just packed lunches and new backpacks. It also means busier roads, school zones in full swing, and more young drivers behind the wheel. Whether you’re a parent, a commuter, or both, now’s the time to brush up on safety and review your auto insurance coverage. Here’s what to keep [...]

Insurance & Safety Tips for Homeowners in Coastal and Storm-Prone Areas Do you have vacation property in a coastal town? Are you a snowbird who splits time between Florida and up north? Do you know someone who has a beach home?  If you answered yes to any of the above questions, then it’s important to [...]

Liability and Property Insurance Tips for Backyard Fire Pits & Patio Heaters As the sun sets a little earlier and evenings turn crisp, there’s nothing cozier than gathering around a backyard fire pit with friends and family. Whether it’s s’mores with the kids or wine by the flames, fire pits and patio heaters have become [...]

Sending your child off to college is a big milestone filled with pride, excitement, and yes, a few nerves. Between buying supplies, choosing classes, and moving into dorms or apartments, it’s easy to overlook one major topic, insurance coverage. Whether your teen is living on campus, driving to class, or managing their health independently for [...]

Thinking about listing your home, condo, or cabin on Airbnb or Vrbo this summer? You’re not alone. Short-term rentals are a great way to earn extra income especially during peak travel season, but they also come with risks that you should not ignore.   From unexpected guest damage to liability concerns, many homeowners assume their [...]

There’s nothing like firing up the grill on a warm summer evening. Whether you’re flipping burgers, searing steaks, or roasting veggies, outdoor cooking is one of the best parts of the season. But behind the fun lies a serious risk: grill fires are one of the most common causes of summer home insurance claims. Each [...]

Summer is all about sunshine, road trips, and backyard fun—but it’s also one of the busiest seasons for insurance claims. From fender benders to fire hazards, the warmer months bring a unique set of risks that many people don’t think about until it’s too late. At Midwest Certified Insurance Agency, we’ve seen the same summer [...]

As summer heats up and the summer rush approaches, many businesses gear up by hiring seasonal employees to meet demand. Whether you're staffing up a retail store, running a busy restaurant, or managing a bustling event space, temporary workers play a critical role in keeping operations smooth during peak times. But with this surge in [...]