5 Common Insurance Claims of Summer—And How to Avoid Them

Summer is all about sunshine, road trips, and backyard fun—but it’s also one of the busiest seasons for insurance claims. From fender benders to fire hazards, the warmer months bring a unique set of risks that many people don’t think about until it’s too late. At Midwest Certified Insurance Agency, we’ve seen the same summer [...]

By |2025-06-04T16:40:45-05:00June 4th, 2025|Uncategorized|Comments Off on 5 Common Insurance Claims of Summer—And How to Avoid Them

The Rise of Seasonal Employees: Workers’ Comp & Liability Insurance Tips

As summer heats up and the summer rush approaches, many businesses gear up by hiring seasonal employees to meet demand. Whether you're staffing up a retail store, running a busy restaurant, or managing a bustling event space, temporary workers play a critical role in keeping operations smooth during peak times. But with this surge in [...]

By |2025-05-30T17:09:22-05:00May 30th, 2025|Uncategorized|Comments Off on The Rise of Seasonal Employees: Workers’ Comp & Liability Insurance Tips

The Impact of Pothole Season on Your Car Insurance

As winter fades and spring approaches, Chicago drivers know what’s coming next—pothole season. The freezing and thawing cycle of Midwest winters wreaks havoc on roads, creating tire-busting, alignment-ruining craters that seem to appear overnight. Hitting a pothole can do serious damage to your car, leading to costly repairs. But does car insurance cover pothole damage? [...]

By |2025-02-18T10:39:07-06:00February 18th, 2025|Uncategorized|Comments Off on The Impact of Pothole Season on Your Car Insurance

Couples and Coverage: Should You Combine Insurance Policies?

There's nothing more romantic than shared insurance policies this Valentine's Day! Just kidding- but it is true that love is all about sharing—your dreams, your home, and even your streaming platform passwords. If you're married or in a committed relationship, combining your insurance policies could be a smart financial move. From potential savings to simplified management, [...]

By |2025-02-13T16:08:29-06:00February 13th, 2025|Uncategorized|Comments Off on Couples and Coverage: Should You Combine Insurance Policies?

Why a Year-End Coverage Review of Your Insurance Policy is a Must

As the year winds down and we get ready to ring in a new one, there’s no better time to check in on your insurance coverage. Yes, we know—it’s not as exciting as holiday shopping or planning your New Year’s resolutions, but trust us, it’s just as important. A year-end insurance review ensures you’re properly [...]

By |2024-12-15T12:08:55-06:00December 15th, 2024|Uncategorized|Comments Off on Why a Year-End Coverage Review of Your Insurance Policy is a Must

Home Insurance and Renovations: What You Need to Know Before You Remodel

Thinking about sprucing up your space with a fresh kitchen, a new bathroom, or maybe even a cozy backyard deck? Watching home renovation shows makes us all excited for a new project- and a way to personalize and improve our homes. Before you break out the hammer and nails on a big project, there’s one [...]

By |2024-09-20T14:16:23-05:00September 20th, 2024|Uncategorized|Comments Off on Home Insurance and Renovations: What You Need to Know Before You Remodel

Pet Safety in Summer: How Pet Insurance Can Help

Summer is here, and we know you’re just as excited as your furry friends to enjoy the sunshine and warmer weather.  Whether your pet loves frolicking in the backyard, joining you on beach trips, or simply lounging in the sun, it’s essential to keep their safety in mind during these hot months. Let’s dive into [...]

By |2024-06-28T15:27:20-05:00June 28th, 2024|Uncategorized|Comments Off on Pet Safety in Summer: How Pet Insurance Can Help

Smooth Sailing Ahead: Essential Boating Safety Tips

There’s nothing quite like the thrill of being out on the water, feeling the wind in your hair and the sun on your face. Boating is one of the best ways to enjoy the great outdoors in the summer. But before you set sail, let’s talk about something crucial: boating safety. Ensuring you and your [...]

By |2024-06-20T17:31:11-05:00June 20th, 2024|Education, tips, Uncategorized|Comments Off on Smooth Sailing Ahead: Essential Boating Safety Tips

Sun’s Out, Risks Out: Your Guide to Summertime Insurance Coverage

Hello, summertime! 🌞🏖️ While you're busy soaking up the sun, it's essential to remember that summer fun can come with its own set of risks. But don’t worry, we’ve got your back! Here's a guide to help you navigate those warm weather risks and ensure you’re covered with the right insurance. 1. Road Trips and [...]

By |2024-06-13T12:31:49-05:00June 13th, 2024|Uncategorized|Comments Off on Sun’s Out, Risks Out: Your Guide to Summertime Insurance Coverage

Small Business Insurance 101: Safeguarding Chicago’s Local Enterprises

Running a small business in Chicagoland is undoubtedly an exciting venture, but it comes with its fair share of challenges. One crucial aspect that often gets overlooked is insurance.  Small business insurance is like a safety net that protects your hard work and investment. In this blog, we'll take a friendly stroll through the [...]

By |2024-02-13T19:21:27-06:00February 13th, 2024|Uncategorized|Comments Off on Small Business Insurance 101: Safeguarding Chicago’s Local Enterprises
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